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Consequently, these consumers rely on the insurance industry and its many and varied representatives to provide them with appropriate information, advice, products and service.

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In the majority of cases, this reliance has served the insurance buyer well.

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Unfortunately, when the confluence of events is such that the information or the service or the product later fails to live up to the consumer’s expectation, charges of malfeasance or neglect arise – sometimes valid, sometimes not.Multiple law enforcement agencies were on foot and on all-terrain vehicles Thursday doing a final sweep of the 68-acre Di Nardo family property where the bodies of four young men were found last week.

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When enough of these charges are heard, the regulators step in with new or revised requirements that are intended to reinforce ethical business practices.

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